Spread your repayments over one to five years for loans of $15,000 or less, or over one to eight years for loans over $15,000.
If approved online or in branch, you'll receive the money in your account the same day. If your application is referred, we may require further information, and the paperwork may need to be completed in branch or by post.
No matter how you apply you'll get an instant credit decision (subject to planned maintenance periods).
If you’ve already got an Personal Loan click here
You always know how much you need to repay each month.
You can make overpayments without charge, which may reduce the amount of interest you pay.
You could have the option of a repayment holiday for the first three months or every January for the life of your loan. More interest will be payable overall.
For loans between $7,000 and $30,000.
*The rate is subject to change and the representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 21.9%.
The APR rates may vary based on amount borrowed. Please use the calculator for more details.
To be eligible for a Personal Loan you need to:
Not available for customers with a Basic Bank Account.
We do not offer our Personal Loans for a number of purposes including:
In addition, our Personal Loans should not be provided for:
Please note that this list is not exhaustive.
Our Personal Loans are subject to status.