You can arrange an overdraft on your Bank Account, subject to your credit status. Use our overdraft calculator to understand how much interest you will pay when you use your arranged overdraft. For full details of our overdraft rates and charges see our price list. Lending options to suit you Enjoy the freedom to do more with Credit Card or Personal Loan, subject to status. Stress free switching The Checking Account Switch Service is simple, stress-free and supported by our dedicated switching team.